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Monthly Archives: November 2022

    Concessions Make Your Home More Marketable

    By Tim Beary | November 30, 2022

    Sellers offer concessions as an incentive to encourage buyers to purchase their home.  The concessions, paid for by the seller, benefit the buyer in ways that may be more appealing than possibly, being able to purchase the home for a lower price. In some situations, buyers have good income, credit, and even the down payment... Read More

    Mortgage Rates Will Come Down, It’s Just a Matter of Time

    By Tim Beary | November 25, 2022

    This past year, rising mortgage rates have slowed the red-hot housing market. Over the past nine months, we’ve seen fewer homes sold than the previous month as home price growth has slowed. All of this is due to the fact that the average 30-year fixed mortgage rate has doubled this year, severely limiting homebuying power for... Read More

    Building Your Home Buying Team

    By Tim Beary | November 22, 2022

    There are a lot of professionals involved in the homebuying process.  And when these people can function as a team, the buyer is much more likely to end up where they want to be…in their new home. The lender is an integral part of the team unless you are going to be paying cash.  Trust is very important when... Read More

    Interest Rate Impact for Home Buyers

    By Tim Beary | November 18, 2022

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    Securing Your Retirement

    By Tim Beary | November 15, 2022

    Social Security was established, on August 14, 1935, to take care of the country’s elderly in their retirement years.  Today, about 65 million or 1/6 of Americans collect benefits and the average monthly retirement amount received in January 2022 was $1,614 per month or about $19,370 per year. This annual Social Security benefits exceed the 2022... Read More

    Price It Right

    By Tim Beary | November 11, 2022

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    Homeowners Need Resources

    By Tim Beary | November 8, 2022

    Managing an asset worth hundreds of thousands of dollars is a responsibility that requires attention to details such as timely payment of the mortgage, home repairs and maintenance, upkeep, and oversight on financial issues including taxes, insurance, and other things. Depending on how long you’ve been a homeowner, you may have faced some of the... Read More

    Home Buyer Tips

    By Tim Beary | November 4, 2022

    There are three tips to help buyers today! Expand your search radius and criteria Explore your financing options Look for grants and gifts fund options Read More

    Waiting for the Mortgage Rates to Come Down?

    By Tim Beary | November 2, 2022

    Waiting for the mortgage rates to come down before you buy a home may not be a good decision. If you are correct, and the rates do come down by two percent, the savings you benefit from a lower rate will most likely be devoured by the appreciated price increase. As of 10/27/22, the 30-year... Read More