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    Did you know this about your credit?

    By Tim Beary | December 20, 2022

    Credit scores are used to assess risk and determine whether a borrower is approved or declined for a mortgage, credit card or some other type of credit.  The score is a numerical value ranging from a low of zero to a high of 850 or 900 depending on the credit bureau. The higher the score, the... Read More

    Three Trends that are Good News for Today’s Homebuyers

    By Tim Beary | December 16, 2022

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    Waiting for the Mortgage Rates to Come Down

    By Tim Beary | December 13, 2022

    Waiting for the mortgage rates to come down before you buy a home may not be a good decision. If you are correct, and the rates do come down by two percent, the savings you benefit from a lower rate will most likely be devoured by the appreciated price increase. As of 12/8/22, the 30-year... Read More

    Reasons To Sell Your House This Season [INFOGRAPHIC]

    By Tim Beary | December 9, 2022

    Some Highlights If you’re planning to make a move but aren’t sure if now’s the right time, here are a few reasons why you shouldn’t wait to sell your house. The supply of homes for sale, while growing, is still low today. Plus, serious buyers are out looking right now, and many are hoping to avoid falling into the rental... Read More

    Downsizing Options

    By Tim Beary | December 6, 2022

    Opportunities exist for a subset of homeowners, possibly in their 60’s to 70’s, who want to downsize to smaller homes for convenience, less maintenance, change of lifestyle, or to save money.  These homeowners are more likely to have large equities and will not feel the same constraints that are keeping younger owners in their homes due... Read More

    Southeast Connector Project in Tarrant County

    By Tim Beary | December 2, 2022

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    Concessions Make Your Home More Marketable

    By Tim Beary | November 30, 2022

    Sellers offer concessions as an incentive to encourage buyers to purchase their home.  The concessions, paid for by the seller, benefit the buyer in ways that may be more appealing than possibly, being able to purchase the home for a lower price. In some situations, buyers have good income, credit, and even the down payment... Read More

    Mortgage Rates Will Come Down, It’s Just a Matter of Time

    By Tim Beary | November 25, 2022

    This past year, rising mortgage rates have slowed the red-hot housing market. Over the past nine months, we’ve seen fewer homes sold than the previous month as home price growth has slowed. All of this is due to the fact that the average 30-year fixed mortgage rate has doubled this year, severely limiting homebuying power for... Read More

    Building Your Home Buying Team

    By Tim Beary | November 22, 2022

    There are a lot of professionals involved in the homebuying process.  And when these people can function as a team, the buyer is much more likely to end up where they want to be…in their new home. The lender is an integral part of the team unless you are going to be paying cash.  Trust is very important when... Read More

    Interest Rate Impact for Home Buyers

    By Tim Beary | November 18, 2022

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